/* ============================================================
   Lovi Stays — credibility page
   Type: LoviSerif (Source Serif 4) + LoviSans (Inter), self-hosted
   ============================================================ */

@font-face{font-family:"LoviSerif";src:url("fonts/Serif-Regular.woff2") format("woff2");font-weight:400;font-style:normal;font-display:swap}
@font-face{font-family:"LoviSerif";src:url("fonts/Serif-SemiBold.woff2") format("woff2");font-weight:600;font-style:normal;font-display:swap}
@font-face{font-family:"LoviSans";src:url("fonts/Sans-Regular.woff2") format("woff2");font-weight:400;font-style:normal;font-display:swap}
@font-face{font-family:"LoviSans";src:url("fonts/Sans-SemiBold.woff2") format("woff2");font-weight:600;font-style:normal;font-display:swap}
@font-face{font-family:"LoviSans";src:url("fonts/Sans-Italic.woff2") format("woff2");font-weight:400;font-style:italic;font-display:swap}

:root{
  --green:#3F4F45;
  --green-mid:#5C7060;
  --green-deep:#33413A;
  --ink:#2C2A26;
  --body:#3A3833;
  --muted:#6E6A62;
  --bg:#F7F5F1;
  --band:#F1EFE9;
  --rule:#D9D5CC;
  --rule-soft:#E6E2DA;
  --paper:#FFFFFF;

  --serif:"LoviSerif",Georgia,"Times New Roman",serif;
  --sans:"LoviSans",-apple-system,BlinkMacSystemFont,"Segoe UI",Helvetica,Arial,sans-serif;

  --wrap:1080px;
  --gut:clamp(20px,5vw,48px);
  --sec-y:clamp(56px,8vw,104px);
}

*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
body{
  margin:0;
  background:var(--bg);
  color:var(--body);
  font-family:var(--sans);
  font-size:16.5px;
  line-height:1.62;
  font-feature-settings:"kern" 1,"liga" 1;
  -webkit-font-smoothing:antialiased;
  overflow-wrap:break-word;
}
img,svg{max-width:100%}
h1,h2,h3{font-family:var(--serif);font-weight:600;color:var(--ink);margin:0;letter-spacing:-.01em;
  text-wrap:balance}
p{margin:0}
a{color:var(--green);text-decoration-thickness:1px;text-underline-offset:3px}
a:hover{color:var(--ink)}
:focus-visible{outline:2px solid var(--green-mid);outline-offset:3px;border-radius:2px}

.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;
  clip:rect(0 0 0 0);white-space:nowrap;border:0}
.skip{position:absolute;left:-9999px;top:0;z-index:99;background:var(--green);color:#fff;
  padding:10px 16px;font-size:.9rem;text-decoration:none}
.skip:focus{left:8px;top:8px;color:#fff}

.wrap{width:100%;max-width:var(--wrap);margin:0 auto;padding-inline:var(--gut)}
.sep{color:#B3ADA1;padding-inline:.2em}

/* ── kickers / headings ─────────────────────────────────── */
.kicker{
  font-size:.7rem;font-weight:600;letter-spacing:.14em;text-transform:uppercase;
  color:var(--green-mid);margin-bottom:.9rem;
}
.sec--dark .kicker{color:#A9BBAD}

/* ── top bar ────────────────────────────────────────────── */
.bar{
  position:sticky;top:0;z-index:50;
  background:rgba(247,245,241,.92);
  backdrop-filter:saturate(150%) blur(8px);
  border-bottom:1px solid var(--rule-soft);
}
.bar__in{
  width:100%;max-width:var(--wrap);margin:0 auto;padding:12px var(--gut);
  display:flex;align-items:center;gap:20px;
}
.brand{display:inline-flex;align-items:center;gap:10px;color:var(--green);text-decoration:none;flex:0 0 auto}
.brand__mark{width:24px;height:24px;flex:0 0 auto}
.brand__name{font-family:var(--serif);font-weight:600;font-size:1.12rem;color:var(--ink);
  letter-spacing:-.01em;white-space:nowrap}
.bar__nav{display:flex;gap:22px;margin-left:auto;font-size:.845rem}
.bar__nav a{color:var(--muted);text-decoration:none;white-space:nowrap}
.bar__nav a:hover{color:var(--green)}
.bar__cta{
  flex:0 0 auto;font-size:.845rem;font-weight:600;color:#fff;background:var(--green);
  padding:8px 15px;border-radius:2px;text-decoration:none;white-space:nowrap;
  transition:background .2s ease;
}
.bar__cta:hover{background:var(--green-deep);color:#fff}
@media (max-width:900px){.bar__nav{display:none}.bar__cta{margin-left:auto}}

/* ── hero ───────────────────────────────────────────────── */
.hero{
  padding:clamp(52px,9vw,110px) 0 clamp(48px,7vw,84px);
  border-bottom:1px solid var(--rule);
  background:
    linear-gradient(180deg,rgba(92,112,96,.055),rgba(92,112,96,0) 62%),
    var(--bg);
}
.hero__h{
  font-size:clamp(2.15rem,6.1vw,4rem);
  line-height:1.06;
  letter-spacing:-.022em;
  max-width:24ch;
}
.hero__lede{
  margin-top:1.35rem;max-width:60ch;
  font-size:clamp(1.02rem,1.5vw,1.16rem);line-height:1.6;color:var(--body);
}
.entity{
  margin-top:2.1rem;padding:.85rem 0 .9rem;
  border-top:1px solid var(--rule);border-bottom:1px solid var(--rule);
  font-size:.885rem;color:var(--muted);max-width:70ch;
}
.entity strong{color:var(--ink);font-weight:600}
.cta-row{display:flex;flex-wrap:wrap;gap:12px;margin-top:1.9rem}
.btn{
  display:inline-flex;align-items:center;justify-content:center;
  font-size:.95rem;font-weight:600;text-decoration:none;border-radius:2px;
  padding:13px 24px;transition:background .2s ease,border-color .2s ease,color .2s ease;
}
.btn--primary{background:var(--green);color:#fff;border:1px solid var(--green)}
.btn--primary:hover{background:var(--green-deep);border-color:var(--green-deep);color:#fff}
.btn--ghost{background:transparent;color:var(--green);border:1px solid var(--rule)}
.btn--ghost:hover{border-color:var(--green);background:rgba(63,79,69,.05);color:var(--green-deep)}
.hero__note{margin-top:1.55rem;font-size:.85rem;color:var(--muted);max-width:52ch;font-style:italic}

/* ── sections ───────────────────────────────────────────── */
.sec{padding:var(--sec-y) 0}
.sec--band{background:var(--band);border-block:1px solid var(--rule)}
.sec--dark{background:var(--green);color:#E4E8E3;border-block:1px solid var(--green)}
.sec--dark h2,.sec--dark h3{color:#FCFBF8}
.sec--dark .sec__lede{color:#C4CFC5}
.sec__head{max-width:62ch;margin-bottom:clamp(30px,4vw,48px)}
.sec__head h2{font-size:clamp(1.6rem,3.5vw,2.35rem);line-height:1.16}
.sec__lede{margin-top:.75rem;color:var(--muted);font-size:1.01rem;max-width:56ch}

/* ── terms list ─────────────────────────────────────────── */
.terms{list-style:none;margin:0;padding:0;border-top:1px solid var(--rule);
  display:grid;grid-template-columns:repeat(2,minmax(0,1fr));column-gap:clamp(28px,5vw,64px)}
.terms li{
  padding:1.05rem 0 1.1rem 1.6rem;position:relative;
  border-bottom:1px solid var(--rule-soft);font-size:.97rem;line-height:1.55;
}
.terms li::before{
  content:"";position:absolute;left:0;top:1.52rem;
  width:8px;height:1px;background:var(--green-mid);
}
.terms li strong{color:var(--ink);font-weight:600}
@media (max-width:720px){.terms{grid-template-columns:1fr}}

/* ── comparison table ───────────────────────────────────── */
.cmp{background:var(--paper);border:1px solid var(--rule)}
.cmp__table{width:100%;border-collapse:collapse;font-size:.94rem;table-layout:fixed}
.cmp__table th,.cmp__table td{
  text-align:left;vertical-align:top;padding:.95rem clamp(12px,1.6vw,20px);
  border-bottom:1px solid var(--rule-soft);
}
.cmp__table thead th{
  background:var(--green);color:#fff;font-family:var(--sans);font-size:.78rem;
  font-weight:600;letter-spacing:.08em;text-transform:uppercase;border-bottom:0;
  padding-block:.8rem;
}
.cmp__table thead th:first-child{width:20%}
.cmp__table tbody th{
  width:20%;font-family:var(--sans);font-weight:600;font-size:.9rem;color:var(--ink);
}
.cmp__table tbody tr:nth-child(even){background:#FAF9F6}
.cmp__table tbody tr:last-child th,.cmp__table tbody tr:last-child td{border-bottom:0}
.cmp__table td.is-us{color:var(--ink);box-shadow:inset 2px 0 0 rgba(92,112,96,.35)}
.cmp__table thead th.is-us{box-shadow:inset 2px 0 0 rgba(255,255,255,.4)}

/* mobile: stacked comparison cards */
@media (max-width:719px){
  .cmp{background:transparent;border:0}
  .cmp__table,.cmp__table tbody,.cmp__table tr,.cmp__table th,.cmp__table td{display:block;width:auto}
  .cmp__table{table-layout:auto}
  .cmp__table thead{display:none}
  .cmp__table tbody tr{
    background:var(--paper)!important;border:1px solid var(--rule);
    margin-bottom:14px;padding:0;
  }
  .cmp__table tbody th{
    width:auto;background:#EDEBE4;padding:.6rem 14px;font-size:.72rem;
    letter-spacing:.1em;text-transform:uppercase;color:var(--green);border-bottom:1px solid var(--rule-soft);
  }
  .cmp__table tbody td{
    padding:.7rem 14px .75rem;border-bottom:1px solid var(--rule-soft);
    position:relative;padding-left:14px;
  }
  .cmp__table tbody td::before{
    content:attr(data-label);display:block;font-size:.68rem;font-weight:600;
    letter-spacing:.1em;text-transform:uppercase;color:var(--muted);margin-bottom:.2rem;
  }
  .cmp__table tbody td.is-us{box-shadow:none;border-bottom:0;background:#F6F7F4}
  .cmp__table tbody td.is-us::before{color:var(--green-mid)}
}

/* ── management grid ────────────────────────────────────── */
.grid{display:grid;gap:1px;background:var(--rule);border:1px solid var(--rule);
  grid-template-columns:repeat(3,minmax(0,1fr))}
.card{background:var(--bg);padding:clamp(20px,2.4vw,28px)}
.card h3{font-size:1.1rem;line-height:1.25;margin-bottom:.55rem}
.card p{font-size:.925rem;line-height:1.58;color:var(--body)}
/* 7 items in a 3-up grid: let the last one fill the final row so no dead cells show */
.card:last-child{grid-column:1 / -1;background:var(--band)}
.card:last-child p{max-width:70ch}
@media (max-width:900px){
  .grid{grid-template-columns:repeat(2,minmax(0,1fr))}
  .card:last-child{background:var(--band)}
}
@media (max-width:600px){
  .grid{grid-template-columns:1fr}
  .card:last-child{background:var(--bg)}
}

/* ── compliance ─────────────────────────────────────────── */
.split{display:grid;grid-template-columns:1.45fr .95fr;gap:clamp(28px,4vw,56px);align-items:start}
@media (max-width:820px){.split{grid-template-columns:1fr}}
.rules{list-style:none;margin:0;padding:0}
.rules li{
  position:relative;padding:0 0 1.05rem 1.75rem;font-size:1rem;line-height:1.58;color:#E4E8E3;
}
.rules li::before{
  content:"";position:absolute;left:0;top:.82rem;width:10px;height:1.5px;
  background:#A9BBAD;
}
.insure{background:rgba(255,255,255,.075);border:1px solid rgba(255,255,255,.16);
  padding:clamp(20px,2.4vw,26px)}
.insure h3{font-size:1.08rem;margin-bottom:.6rem}
.insure p{font-size:.92rem;line-height:1.58;color:#D5DCD6}
.insure p+p{margin-top:.7rem}
.refs{margin-top:clamp(32px,4vw,52px);border-top:1px solid rgba(255,255,255,.18);padding-top:1.2rem}
.refs__label{font-size:.7rem;font-weight:600;letter-spacing:.14em;text-transform:uppercase;
  color:#A9BBAD;margin-bottom:.7rem}
.refs ul{list-style:none;margin:0;padding:0;display:grid;gap:.45rem}
.refs a{color:#EDF0EB;font-size:.895rem;text-decoration:underline;
  text-decoration-color:rgba(237,240,235,.4)}
.refs a:hover{color:#fff;text-decoration-color:#fff}
.ext{display:inline-block;margin-left:.35em;font-size:.85em;text-decoration:none}

/* ── about ──────────────────────────────────────────────── */
.about{display:grid;grid-template-columns:1.35fr 1fr;gap:clamp(30px,4.5vw,64px);align-items:start}
@media (max-width:820px){.about{grid-template-columns:1fr}}
.about__body p{font-size:1rem;line-height:1.68;max-width:62ch}
.about__body p+p{margin-top:1rem}
.about__body .lead{font-family:var(--serif);font-size:clamp(1.13rem,2vw,1.32rem);line-height:1.45;
  color:var(--ink)}
.entity-card{background:var(--paper);border:1px solid var(--rule);padding:clamp(20px,2.4vw,28px)}
.entity-card h3{font-size:1.02rem;margin-bottom:.9rem;padding-bottom:.7rem;
  border-bottom:1px solid var(--rule-soft)}
.entity-card dl{margin:0;display:grid;gap:.62rem}
.entity-card dl>div{display:grid;grid-template-columns:9.6em 1fr;gap:.6rem}
.entity-card dt{font-size:.755rem;font-weight:600;letter-spacing:.06em;text-transform:uppercase;
  color:var(--muted);padding-top:.16rem}
.entity-card dd{margin:0;font-size:.925rem;color:var(--ink)}
.entity-card__verify{margin-top:1.1rem;padding-top:.9rem;border-top:1px solid var(--rule-soft);
  font-size:.865rem;color:var(--muted)}
@media (max-width:460px){.entity-card dl>div{grid-template-columns:1fr;gap:.05rem}}

/* ── documentation ──────────────────────────────────────── */
.docs{list-style:none;margin:0;padding:0;display:grid;gap:1px;background:var(--rule);
  border:1px solid var(--rule);grid-template-columns:repeat(2,minmax(0,1fr))}
.docs li{background:var(--band);padding:.95rem clamp(14px,1.8vw,20px);font-size:.95rem;
  color:var(--ink);display:flex;align-items:flex-start;gap:.7rem}
.docs li::before{content:"";flex:0 0 auto;width:6px;height:6px;margin-top:.6rem;
  background:var(--green-mid);border-radius:50%}
@media (max-width:600px){.docs{grid-template-columns:1fr}}

/* ── contact ────────────────────────────────────────────── */
.sec--contact{background:var(--bg);border-top:1px solid var(--rule)}
.contact{display:grid;grid-template-columns:1.25fr 1fr;gap:clamp(28px,4vw,64px);align-items:start}
@media (max-width:820px){.contact{grid-template-columns:1fr}}
.contact__l h2{font-size:clamp(1.55rem,3.3vw,2.2rem);line-height:1.16;max-width:24ch}
.contact__meet{margin-top:1rem;color:var(--muted);font-size:1rem;max-width:44ch}
.contact__r{background:var(--paper);border:1px solid var(--rule);border-left:3px solid var(--green);
  padding:clamp(20px,2.4vw,28px)}
.contact__name{font-family:var(--serif);font-weight:600;font-size:1.3rem;color:var(--ink)}
.contact__role{font-size:.875rem;color:var(--muted);margin-top:.2rem}
.contact__line{margin-top:.7rem;font-size:1rem}
.contact__line a{font-weight:600}
.contact__place{margin-top:.9rem;padding-top:.8rem;border-top:1px solid var(--rule-soft);
  font-size:.865rem;color:var(--muted)}

/* ── footer ─────────────────────────────────────────────── */
.foot{background:var(--ink);color:#C9C5BD;padding:clamp(30px,4vw,44px) 0}
.foot__in{display:flex;flex-wrap:wrap;align-items:center;gap:14px 28px}
.brand--foot{color:#9FB2A3}
.brand--foot .brand__name{color:#F7F5F1}
.foot__legal{font-size:.83rem;color:#A8A49C}
.foot__contact{font-size:.83rem;margin-left:auto}
.foot__contact a{color:#EDEAE4;text-decoration-color:rgba(237,234,228,.45)}
.foot__contact a:hover{color:#fff}
.foot .sep{color:#5A564F}
@media (max-width:720px){.foot__contact{margin-left:0;width:100%}}

/* ── reveal ─────────────────────────────────────────────── */
.reveal{opacity:1;transform:none}
.js .reveal{opacity:0;transform:translateY(14px);
  transition:opacity .6s cubic-bezier(.22,.61,.36,1),transform .6s cubic-bezier(.22,.61,.36,1)}
.js .reveal.is-in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){
  .js .reveal{opacity:1;transform:none;transition:none}
}